System Design · Case Studies

Case Study: Payment System

Design, trade-offs, and alternatives for a payment system at scale.

01
Chapter One

Problem Statement

Problem Statement
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Problem Statement
This chapter covers payment system requirements: transactions per second, idempotency guarantee, audit trail, consistency SLA.
📋 Chapter 1 — Summary
  • Summary content pending.
02
Chapter Two

Questions to Ask

Questions to Ask
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Questions to Ask
This chapter covers key questions: payment rails (card, bank transfer, wallet), chargebacks, compliance (PCI DSS), reconciliation.
📋 Chapter 2 — Summary
  • Summary content pending.
03
Chapter Three

Naive Design

Naive Design
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Naive Design
This chapter covers direct payment processor call without idempotency — the double-charge failure mode.
📋 Chapter 3 — Summary
  • Summary content pending.
04
Chapter Four

Refined Design

Refined Design
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Refined Design
This chapter covers idempotency keys, outbox pattern for reliable event publishing, two-phase ledger update.
📋 Chapter 4 — Summary
  • Summary content pending.
05
Chapter Five

Alternatives

Alternatives
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Alternatives
This chapter covers two approaches: synchronous payment confirmation vs async with reconciliation — trade-offs in UX and reliability.
📋 Chapter 5 — Summary
  • Summary content pending.
06
Chapter Six

Real Companies

Real Companies
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Real Companies
This chapter covers how Stripe, PayPal, and Square handle idempotency, refunds, and cross-border payments.
📋 Chapter 6 — Summary
  • Summary content pending.
07
Chapter Seven

Best Practices

Best Practices
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Best Practices
This chapter covers idempotency keys as a contract, double-entry bookkeeping for ledger integrity, async reconciliation.
📋 Chapter 7 — Summary
  • Summary content pending.
08
Chapter Eight

What Could Go Wrong

What Could Go Wrong
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What Could Go Wrong
This chapter covers double charges from retry without idempotency, ledger inconsistency, PCI scope creep.
📋 Chapter 8 — Summary
  • Summary content pending.